How to Use individual retirement account in a Sentence

individual retirement account

noun
  • But there is a second tier to their system that works kind of like an individual retirement account.
    — Tom Margenau, Dallas News, 3 May 2020
  • At that point, the assets will be rolled into an individual retirement account.
    — Jessica Dickler,kate Dore, Cfp®, Ea, CNBC, 2 Dec. 2025
  • Using your individual retirement account to give to charity is a good thing.
    — Leonard Sloane, WSJ, 1 July 2022
  • Roughly half of that goes to the funding of players’ individual retirement accounts.
    — Ken Rosenthal, The Athletic, 5 Jan. 2025
  • From a tax perspective, the accounts would function like an individual retirement account.
    — Jessica Dickler, CNBC, 18 July 2025
  • Without access to a 401(k) account, one of the best tools available to you is an individual retirement account.
    — Rachel Barber, USA Today, 3 May 2025
  • Investors can buy them using cash, or through pretax dollars in a 401(k) or an individual retirement account.
    — Lori Ioannou, WSJ, 4 June 2022
  • Parents will have to fill out forms to access the 530a accounts, which function like individual retirement accounts.
    — Lia Russell july 1, Sacbee.com, 1 July 2026
  • These withdrawals apply to pre-tax individual retirement accounts and workplace plans like 401(k) plans.
    — Kate Dore, Cfp®, Ea, CNBC, 20 Mar. 2025
  • In other words, people who want to open up an IRA or other type of individual retirement account to get the cash-back offer are out of luck.
    — Aimee Picchi, CBS News, 6 June 2023
  • Not that everybody with a 401(k) or individual retirement account is well set up for retirement.
    — Star Tribune, 24 Feb. 2021
  • The doubts being voiced by these major investors has turbocharged the push by the private equity sector to reach into individual retirement accounts.
    — Business Columnist, Los Angeles Times, 10 Apr. 2026
  • Many banks also offer individual retirement accounts where the funds are invested in CDs.
    — Martha C. White, wsj.com, 2 Oct. 2023
  • Robinhood launched this week a 1% match to users who save money in an individual retirement account (IRA) on its platform.
    — Medora Lee, USA TODAY, 8 Dec. 2022
  • The plan would enable businesses to provide workers with access to Roth individual retirement accounts overseen by the state.
    — Tara Siegel Bernard, New York Times, 2 Apr. 2018
  • The accounts function like an individual retirement account, with some exceptions.
    — Jessica Dickler,kate Dore, Cfp®, Ea, CNBC, 5 Dec. 2025
  • And, less, only seven percent have an individual retirement account or Roth IRA set up for their kids.
    — Q.ai - Make Genius Money Moves, Forbes, 4 Nov. 2021
  • Fried moved back to Maryland from Louisiana, gave up her corporate career and lived off of her individual retirement account as bills piled up.
    — Ethan Ehrenhaft, Baltimore Sun, 23 Feb. 2023
  • In the past, most 401(k) plans had policies that encouraged retirees to transfer, or roll over, their savings to an individual retirement account.
    — Anne Tergesen, WSJ, 7 Mar. 2019
  • The remainder is tucked away in individual retirement accounts, or IRAs.
    — Alain Sherter, CBS News, 27 June 2025
  • Edelman will gain access to a pipeline of retiring 401(k) investors, many of whom may wish to roll their money over tax-free to individual retirement accounts.
    — Miriam Gottfried, WSJ, 1 May 2018
  • The same guidance may apply to Roth individual retirement account conversions, experts say.
    — Kate Dore, Cfp®, Ea, CNBC, 4 Aug. 2025
  • The extension offers some pros, such as more time to contribute to individual retirement accounts and health savings accounts for the previous year, tax preparers say.
    — Jessica Flores, San Francisco Chronicle, 17 Apr. 2023
  • One of the easiest ways to reduce your tax bill before then is to contribute to a pre-tax individual retirement account (IRA).
    — Alicia Adamczyk, Fortune, 27 Mar. 2023
  • These accounts will be available to people under 18, with investments growing tax-free like an individual retirement account.
    — Jon Blistein, Rolling Stone, 26 Jan. 2026
  • These accounts will be available to people under 18, with investments growing tax-free like an individual retirement account.
    — Charisma Madarang, Rolling Stone, 28 Jan. 2026
  • For those who are self-employed or don’t have access to an employer account, an IRA (individual retirement account) works, too.
    — Q.ai - Make Genius Money Moves, Forbes, 19 Jan. 2022
  • They will be treated much like individual retirement accounts, or IRAs, and there are few limits on the contributions that can be made to the accounts.
    — Addy Bink, The Hill, 11 Dec. 2025
  • Dunlap also opened a Roth IRA (an individual retirement account) at 22 and tried to max it out every year.
    — Alena Botros, Fortune, 8 Oct. 2022
  • Scammers may ask you to move your funds into an individual retirement account (IRA), then try to convince you to make high-risk or worthless investments.
    — Kurt Knutsson, FOXNews.com, 13 Aug. 2025

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'individual retirement account.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Last Updated: